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Meet The Gibbs Team

From Here.
For Here.

Atlanta born and raised, working the same east‑side neighborhoods we grew up in. A small team, a deep bench of programs, and a habit of picking up the phone.

Jesse Gibbs
Jesse Gibbs
Mortgage Advisor  ·  NMLS# 1631371
664 Seminole Ave NE #101, Atlanta, GA 30307
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Meet Jesse

Atlanta Native. Long Game Lender.

Jesse grew up in the east side neighborhoods of Atlanta and Decatur. A background in finance and economics, paired with a genuine love for real estate, made the mortgage industry an easy call.

He started out in wholesale lending — the side of the business most borrowers never see, where you learn how loans actually get built and why they fall apart. He moved to retail for one reason: to help family and friends hit their real estate goals directly, instead of two steps removed from the people at the closing table.

Real estate is one of the great vehicles for building Generational Wealth.

That belief shapes how the work gets done. Jesse builds mortgage plans that dovetail into a client’s larger financial picture — not just the transaction in front of him. The right loan for a 28‑year‑old buying a first condo and the right loan for an investor adding a fourth door are rarely the same product, and neither one is simply “whatever has the lowest rate today.”

From first‑time homebuyers to seasoned investors, clients come back for the unique perspective, thoughtful solutions, and experience — and for the fact that they can get him on the phone.

Outside The Office

When He’s Not On A File

Jesse lives in Reynoldstown with his longtime girlfriend and their two dogs, Mr. Gus and Nala.

Open‑Water
Swimming
Kayaking
Gardening
Woodworking
Atlanta
United
Mr. Gus
& Nala
In The Neighborhood

Giving Back

Housing, tree canopy, and the block itself — the three things Jesse spends his volunteer hours on.

Habitat For Humanity

Building and repairing homes alongside the families who will live in them. Homeownership shouldn’t only be reachable for people who already have equity behind them.

Trees Atlanta

Planting and protecting the canopy that makes this city what it is. The shade over an intown street is part of what you’re buying when you buy here.

Reynoldstown Civic Improvement League

The neighborhood organization for the community Jesse actually lives in — where decisions about development, green space, and traffic get made.

Behind Every File

Meet The Team

You’re not handed off to a call center. These are the people who move your loan from application to keys.

Chelsea Dickson
Chelsea Dickson
Sr. Mortgage Processor

Chelsea has spent nearly five years processing loans in the Atlanta community — but she started out as a YMCA representative and a Wellstar rehabilitation aide. That mediating, caring streak is what eventually led her to Northpointe Bank, where she excelled at managing pipelines and hitting lender benchmarks. She lives in Atlanta with her husband James and their dog, Banjo.

James Brown
James Brown
Loan Coordinator

James started his mortgage career as a processor in 2014 and quickly made his mark supporting loan officers and underwriting teams with timely, judicious, accurate work. In 2016 he took on new client‑facing responsibilities while still keeping files aligned with company policy, underwriting guidelines, and program requirements. He lives in Atlanta.

Rebekah Hemphill
Rebekah Hemphill
Loan Coordinator

A history in small business management made the mortgage industry a natural fit for Rebekah’s people skills and organizational know‑how. Since entering the field in the summer of 2020 she has leaned into the constant professional growth and the chance to help buyers land their home. First‑timer or seasoned investor, she works to keep the process easy and stress free. She lives in Roswell, Georgia.

Let’s Talk It Through.

No pressure and no obligation — just a straight conversation about where you are and what your options actually look like.

Boxcar Mortgage, LLC DBA Highland Mortgage  |  NMLS# 1969375  |  Georgia Residential Mortgage Licensee #71220  |  Jesse Gibbs NMLS# 1631371  |  664 Seminole Ave NE #101, Atlanta, GA 30307
This is not a commitment to make a loan, nor should it be construed as lending advice. Loans are subject to borrower qualifications, including income, property evaluation, sufficient home equity to meet Loan-to-Value (LTV) requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines, and are subject to change without notice based on the applicant’s eligibility and market conditions. Refinancing an existing loan may result in higher total finance charges over the life of the loan. Reduction in payments may reflect a longer loan term. Terms of the loan may be subject to the payment of points and fees by the applicant. For Licensing info, go to NMLSConsumerAccess.org.